Making a difference in the Washington Area for 35 years!

Since 1987, Wacif has invested and supported the people and businesses that make the DMV thrive.

What We Do

The Washington Area Community Investment Fund’s (Wacif) mission is to promote equity and economic opportunity in underserved neighborhoods in the Washington, D.C. region. Our mission is driven by three strategic pillars: inclusive entrepreneurship, community wealth building, and equitable economic development, and is fulfilled by providing access to capital products and services, and capacity-building technical assistance to low- and moderate-income entrepreneurs.

Small & Micro Business Loans

Find the best financing fit for your individual need.

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Workshops & Trainings

Attend our workshops and learn how to run a successful enterprise.

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Advisory & Consulting Services

Work with our in-house advisors to best position you for growth.

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Upcoming Events

The Digital Refresh: Masterclasses to Elevate Your Digital Presence

May 23 @ 9:00 AM - May 24 @ 4:00 PM EDT

Join us for a 2-day workshop series dedicated to helping you create an engaging digital presence.

Advancing Black Retail Grant Information Session

May 26 @ 1:00 PM - 2:00 PM EDT

Are you a Black-owned small business located in D.C. Wards 7 and 8? Wacif & Walmart have partnered on a grant opportunity you may qualify for!

Powered by Wacif

Our specialized programs meet entrepreneurs where they are.

Client Stories

Meet our community-minded and locally-owned small business clients who are creating jobs and supporting underserved neighborhoods in Washington, D.C.

"Covid-19 impacted our business tremendously as we had to close stores for almost 6 months. Wacif's support helped us pivot and move our business from the brick and mortar into the ecommerce space."

Anika Hobbs, Nubian Hueman

"I love when non-profit organizations support small and local businesses in the D.C. area. Wacif you have proven yourself over and over again."

Angelique Marshall, Ms. P's Child and Family Services

"Wacif's support made the difference between winning and losing a major contract associated with the construction of the Frederick Douglass Memorial Bridge. I highly recommend Wacif to any District business that is serious about their business.

Bill Redick, Plenary Enterprises

"I met Wacif four years ago at an event. From the beginning, Wacif was instrumental in providing support. Their professionalism and guidance with concerns and questions regarding the 2020 D.C. Small Business Recovery Microgrant was of great value."

Manuel Cortes, Groovy DC Cards & Gifts

Our Impact

Wacif has been creating meaningful change for underserved neighborhoods in and around Washington, D.C. by providing small business loans to women and minorities for over 30 years.


Full & Part-time Jobs
Created and retained thousands of jobs for local communities


Flexible Financing
Provided millions of dollars in flexible financing for local small businesses and development of affordable housing


Hours of Counseling
Supported local entrepreneurs with thousands of hours of business counseling and technical assistance


Woman or Minority-Owned
Support of disadvantaged businesses in Wacif’s portfolio which are Woman or Minority-Owned