Exciting news! Wacif has launched a new loan portal for a smoother, faster application experience. Learn more here.

Ascend.Her 2024 application is now open. Learn more here.

Honoring Our History and Looking Towards the Future

What We Do

The Washington Area Community Investment Fund's (Wacif) mission is to promote equity and economic opportunity in underserved neighborhoods in the Washington, D.C. region. Our mission is driven by three strategic pillars: inclusive entrepreneurship, community wealth building, and equitable economic development, and is fulfilled by providing access to capital products and services, and capacity-building technical assistance to low- and moderate-income entrepreneurs.

Small & Micro Business Loans

Find the best financing fit for your individual need.

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Workshops & Trainings

Attend our workshops and learn how to run a successful enterprise.

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1:1 Advisory Services

Work with our in-house advisors to best position you for growth.

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Our specialized programs meet entrepreneurs where they are.

Client Stories

Meet our community-minded and locally-owned small business clients who are creating jobs and supporting underserved neighborhoods in Washington, D.C.


"COVID-19 impacted our business tremendously as we had to close stores for almost 6 months. Wacif's support helped us pivot and move our business from the brick and mortar into the ecommerce space."

Anika Hobbs, Nubian Hueman


"I love when non-profit organizations support small and local businesses in the D.C. area. Wacif you have proven yourself over and over again."

Angelique Marshall, Ms. P's Child and Family Services


"Wacif's support made the difference between winning and losing a major contract associated with the construction of the Frederick Douglass Memorial Bridge. I highly recommend Wacif to any D.C. area business that is serious about growth."

Bill Redick, Plenary Enterprises


"On behalf of the Easterseals family, and the District's childcare community, we would like to express our deepest gratitude and appreciation for the financial support we received. Everyone was friendly, patient, and helpful. You should be proud."

Larry D. Johnson, Easterseals Child Care and Early Education Center

Our Impact

For more than 30 years, Wacif has been creating equity and opportunity in underserved communities by getting financial capital and business advice to low- and moderate-income entrepreneurs.


Full & Part-time Jobs
Created and retained thousands of jobs for local communities


Flexible Financing
Provided millions of dollars in flexible financing for local small businesses and development of affordable housing


Hours of Counseling
Supported local entrepreneurs with thousands of hours of business counseling and technical assistance


Woman or Minority-Owned
Support of disadvantaged businesses in Wacif’s portfolio which are Woman or Minority-Owned