The Washington Area Community Investment Fund’s (Wacif) mission is to promote equity and economic opportunity in underserved neighborhoods in the Washington, D.C. region. Our mission is driven by three strategic pillars: inclusive entrepreneurship, community wealth building, and equitable economic development, and is fulfilled by providing access to capital products and services, and capacity building technical assistance to low- and moderate-income entrepreneurs.


  • Small & Micro Business Loans

    Find the best financing fit for your individual need.

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  • Workshops & Trainings

    Attend our workshops and learn how to run a successful enterprise.

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  • Advisory & Consulting Services

    Work with our in-house advisors to best position you for growth.

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Wacif has been creating meaningful change for underserved neighborhoods in and around Washington, D.C. by providing small business loans to women and minorities for over 30 years.

  • 2000+
    Full & Part-time Jobs
    Created and retained thousands of jobs for local communities
  • $34M+
    Flexible Financing
    Provided millions of dollars in flexible financing for local small businesses and development of affordable housing
  • 2500+
    Hours of Counseling
    Supported local entrepreneurs with thousands of hours of business counseling and technical assistance
  • 79%
    Woman or Minority-Owned
    Support of disadvantaged businesses in Wacif’s portfolio which are Woman or Minority-Owned

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Meet our community-minded and locally-owned small business clients who are creating jobs and supporting underserved neighborhoods in Washington, D.C.


  • Amsterdam Falafel

    Wacif came to our assistance with a five-year loan…

  • Nspiregreen

    Wacif…went above and beyond by serving as business mentors and cheerleaders

  • Community Forklift

    We could not have started up without Wacif’s help

Looking for flexible borrowing options to finance your small business?

Our new client qualification process only takes three easy steps. Start Today