Working Capital Term Loan

  • Get the Money You Need

    Wacif’s Working Capital Term Loan takes the stress off of running your business. You can rest assured you have the funds you need to run the day-to-day operations to keep your customers happy.

    Available in DC, MD, VA



    • Loans between $50,001 – $150,000
    • Terms up to 72 months
    • Interest Rates up to 18%
    • $150 non-refundable Application Fee
    • 3% Commitment & Servicing Fee due at Closing
    • No Pre-Payment Penalty


    • Minimum 3 years in business
    • Eligible Uses: Working Capital
    • No minimum Credit Score
    • Collateral Requirements: Security interest in all business assets, Personal Guarantee of key owners
  • What is “Working Capital”?

    Working Capital is used to fulfill the day-to-day operations of your business. Your current assets, minus your current liabilities, tells the Working Capital you have. Or if it is negative, what your current Working Capital needs are.