Opportunity Loan

Building business from the ground up

  • Made with you in mind

    Many businesses need capital early in their life but find it hard to come by. Wacif’s Opportunity Loan is designed for early stage businesses to help them start off on the right foot.

    Starting a business is hard. Let us make it easier by getting you the financing you need to succeed.

    Available in DC, MD, VA


    • Loans between $5,000 – $25,000
    • Terms up to 36 months
    • Interest Rates up to 18%
    • $150 non-refundable Application Fee
    • 3% Commitment & Servicing Fee due at Closing
    • No Pre-Payment Penalty


    • Less than 12 months in operation
    • Eligible Uses: Equipment, Inventory, Working Capital
    • No minimum Credit Score
    • Collateral Requirements: Security interest in all business assets, Personal Guarantee of key owners